The Ultimate 6 Must-Follow Personal Finance Blog List To Transform Your Wealth in 2024
Explore the landscape of finance blogs, a valuable resource for gaining financial wisdom and making informed decisions about your money."

Personal finance blog List has become incredibly popular over the last decade, as people increasingly look to improve their financial skills online. With money advice now just a click away, how do you decide which blogs to follow among the sea of options?

I analyzed over 50 top personal finance blog List to determine the very best resources based on criteria like reach, post frequency, expertise, design, engagement, and more.

These 6 blogs stood out above the rest for their stellar content making money management accessible, understandable, and most importantly – achievable. Read on for highlights of each blog and why they cut must-follow status.

#1. Money Crashers A Finance blog List

With over 4 million monthly readers, Money Crashers lives up to its tagline as “your guide to financial fitness.” Founded by Andrew Schrage in 2007, the blog covers all facets of personal finance blog List including:

Budgeting and Expense Tracking

Money Crashers provides comprehensive advice on budgeting, including setting financial goals, tracking spending, finding areas to cut expenses, and using apps or spreadsheets to monitor cash flow. For example, their popular post on making a budget breakdown goes step-by-step to calculate fixed costs, variable spending, debt payments, and savings goals. They also offer budget templates and tools to forecast expenses.

Making More Money Through Side Hustles

The blog covers creative ideas for side hustles across categories like gig economy jobs, monetizing hobbies, renting out assets, selling online, consulting, freelancing, and more. The writers detail the earning potential, time commitment, and process to get started with each type of side business. For instance, one post compares 25 apps and websites to sell used items locally and online.

Investing Basics to Advanced Strategies

For investing, Money Crashers progresses readers from fundamental concepts like risk versus return to tactical tips for constructing and balancing a portfolio. They recommend specific investing apps for beginners to start small. As you build confidence, they guide researching stocks, evaluating mutual funds, income investing strategies, recognizing market cycles, and more nuanced financial concepts for Finance Blog List.

Managing Bank Accounts and Credit Wisely

Articles related to banking and credit management help readers compare checking/savings account options, maximize credit card reward points, maintain good credit scores, get the best loan terms, recognize predatory lending practices, prevent identity theft, and more. The writers also provide reviews of leading financial institutions and apps to bank efficiently.

Paying Off Debt Techniques That Work

For debt payoff, Money Crashers shares practical tips like consolidating loans, balance transfer cards, accelerated payoff methods (snowball, avalanche, etc.), reducing interest rates, debt consolidation loans, and negotiating with creditors. Their advice combines strategic repayment prioritization with the psychology of staying motivated along your debt freedom journey.

Financial Planning for Major Life Goals

Finally, Money Crashers helps readers plan their finances for major life milestones including: buying a home, paying for college, getting married, starting a family, purchasing big assets, transitioning careers, coping with illness or job loss, estate planning for inheritance, and eventually retiring well. Their financial planning content connects all the dots from daily money management to achieving your long-term goals.

The content spans the full spectrum from spending psychology to long-term investing for retirement. While some finance blog List cater only to stock market sophisticates, the beginner-friendly, conversational style here makes Money Crashers accessible even for total newbies.

You can dive as shallow or deep as needed into money topics through the site’s intuitive categories and related post suggestions. The professional site design also makes key info easy to locate.

But what sets Money Crashers apart is the “360-degree” view of managing personal finances. You gain an immersive education around both hard numbers and soft lifestyle factors impacting financial health.

Bottom line: For comprehensive money advice ranging from daily spending to long-term planning, Money Crashers is a must-follow.

#2. Nutmegconomics

Under its cheeky name referencing founder Philip Taylor’s cat Nutmeg, this blog delivers investing, retirement planning, frugal living, and tax strategy advice to over 1 million monthly readers.

As a certified financial planner, Taylor writes with the expertise of a professional advisor. He breaks down topics like 401k optimization, building a dividend stock portfolio, minimizing capital gains legally, and more advanced financial concepts.

At the same time, Taylor’s casual writing style remains highly readable as he guides readers to build long-term “nutmeg” wealth. He often responds directly to reader questions and comments too.

While many leading bloggers simply share their own personal finance blog List experiences, the professional insight makes Nutmegconomics stand out. Whether you want to boost retirement contributions or reduce your tax obligations, Taylor offers incredibly practical direction.

The takeaway: If you’re looking to level up your investing, retirement planning, and wealth creation knowledge and strategies, put Nutmegconomics on your must-follow list.

#3. Afford Anything

Since 2010, Paula Pant’s Afford Anything Finance Blog List has offered a unique flavor of personal finance advice focused on escaping the rat race to achieve financial independence. With over 2 million monthly readers, the blog covers creative strategies related to:

Escaping the Rat Race with Afford Anything

Founded by Paula Pant in 2010, Afford Anything has pioneered advice and mindsets for achieving “financial independence, retire early” (FIRE) primarily through building assets and passive income streams.

Building Enough Assets To Quit the 9 to 5 Grind

The Finance Blog List covers multiple pathways to build sufficient assets and passive cash flow to quit relying on traditional jobs or careers for income:

  • Calculating Your Number – Determine how much net worth/assets are needed to generate income replacing your salary. Factor in lifestyle costs, Safe Withdrawal Rates based on asset allocation, tax implications, healthcare, and more. Their FIRE Calculators help map out different early retirement timelines and savings rates needed.
  • Investing for Cash Flow – Grow your net worth steadily through stocks, bonds, peer-to-peer lending, dividend investing, and other assets generating steady cash flow. Content recommends specific investment vehicles and strategies.
  • Profitable Side Hustles – Supplement 9 to 5 income through launching online businesses, monetizing hobbies, leveraging skills into consulting gigs, selling informational products, and other side pursuits that can scale.

House Hacking and Real Estate Investing

A major focus area is leveraging rental property income and appreciation to bootstrap retire-early goals:

  • House Hacking Strategies – Techniques like renting out rooms or units within a property you live in to offset personal housing costs and accelerate mortgage payoff. Reviews best first investment properties.
  • Rental Income and Appreciation – Advice on buying cash-flowing rental property, selecting tenants, property management tools, maintaining positive cash flow, and benefiting from long-term home value appreciation.
  • Creative Financing – Using strategies like lease options, seller financing, crowdfunding, partnership deals, and other non-traditional methods to acquire real estate without needing traditional bank loans or credit.

Creating Passive Income Streams Online

The Finance Blog List covers “online business” models allowing location flexibility and leveraging skills/experience into residual income sources:

  • Affiliate Marketing – Curating/creating content and endorsing related products for commission through platforms like Amazon Associates
  • Selling Informational Products – Creating online courses, eBooks, video tutorials, and membership communities around knowledge areas to sell 24/7.
  • Blogging and Freelance Writing – Establishing niche websites and blogs monetized through advertising, affiliate commissions, and digital products. Expanding into freelance writing/editing.
  • Podcasting – Launching niche podcasts able to insert paid advertising between value-driven episodes. Case studies analyze financial podcasting specifically.
  • Peer-to-Peer Lending – Earning interest by lending money through programs like Lending Club.

Overcoming Limiting Money Mindsets

Rather than solely focusing on numbers, Afford Anything emphasizes cultivating an “abundance mentality”, overcoming negative assumptions about wealth, and tuning out consumerism noise leading to poor money habits. The main topics include:

  • Scarcity vs. Abundance Mindsets – Contrasting poverty thinking fueled by media-driven fears and isolation vs. believing in infinite global resources.
  • Frugality Mindsets – Embracing frugal living aligned with your values without penny-pinching or depriving quality of life.
  • Tuning Out Consumerism – Becoming aware of how consumer targeting fuels feelings of lack through positional goods.
  • Happiness Research – Studies showing experiences, relationships, and service deliver fulfillment over material possessions.

Case Studies of Others Achieving Financial Freedom for Finance Blog List

In-depth case studies showing how others have built location-independent income streams and early retirement include:

  • How a Former Computer Tech Retired by 30 – Steve Adcock leveraged passive income through real estate, blogging, and investing to leave his tech career within 10 years of starting it.
  • From Welfare to Financial Independence – Liz Thames scraped her way out of poverty thinking through selling vintage items on eBay, then apartment rentals.
  • Side Hustling Past $100k – John made over $100k/year through websites while working his regular job. He breaks down his project selection process.

These case studies analyze each phase – from mindset shifts to side hustle launches to investing – offering blueprints to design your path to financial freedom.

The content certainly covers numbers-focused topics like savings rates and investment returns needed to retire early. But Afford Anything stands apart for its motivational style focused on cultivating the right money mindsets, rather than just dollars and cents, to gain freedom.

Pant adeptly blends research, real-world examples, and storytelling to compel readers to reimagine what’s possible. While lean FIRE concepts have gone mainstream now, she helped pioneer those ideas.

The bottom line: If you find personal finance blog List content lacking in inspiration, Afford Anything delivers financial freedom wisdom that also speaks to the soul.

#4. Budgets Are Sexy

Don’t let the edgy name fool you. J. Money’s Budgets Are Sexy offers practical, engaging money advice to over 500K monthly readers.

What began as J’s blog documenting how he paid off $35K in debt spawned a whole platform now with social communities, courses, money conferences, and more. Content themes include:

Frugal Living Hacks

Tips to implement a frugal lifestyle without depriving quality of life:

  • Cutting Monthly Bills – Negotiating internet, cell phone, and TV bills; utility usage reduction; minimizing subscriptions by sharing logins.
  • Getting Free Stuff – Recommendations for free samples, user testing gigs, product trials, and rebate apps.
  • DIY vs Outsourcing – When you should tackle things yourself vs. pay for the convenience factor.
  • Secondhand Savings – Best apps/sites to buy used items. Advice to maximize garage sales.

Budget Breakdowns and Money Tools For Finance Blog List

Actionable budgeting advice and tools:

  • Basic Budgeting Guides – Steps for making the first budget spreadsheet. Variable vs. fixed cost breakdowns.
  • Getting Granular – Tactics for budgeting at the micro-category level. He uses his family figures.
  • Budget Spreadsheet Templates – Various printable budget worksheet templates. Some autocalculate.
  • Expense Tracking Apps – Software and apps for easily tracking all transaction data.

Side Hustle Ideas to Boost Income

  • Gig Economy Jobs – Driving, delivery, and tasks apps rated. Estimated income potential.
  • Monetizing Hobbies – Launching Etsy printable shops, boutique e-commerce stores, and lesson/coaching services.
  • Renting Out Assets – Putting houses, cars, and other valuable items into the sharing economy.
  • Selling Used Items – Best apps/sites for selling everything from old electronics to clothing locally or online.

Travel Hacking for Cheap Trips

Maximize travel and vacations through points and budget tips:

  • Scoring Cheap Flights – Monitoring apps for the best flight deals and sales alerts.
  • Credit Card Points 101 – Intro to various point systems, rewards card benefits, and point maximizing strategies.
  • Free Travel Tools – Apps, travel search engines, and resources to uncover the lowest lodging rates.
  • Packing Light – Use space bag kits to fit weeks worth of travel essentials into a carry-on.

While staying on top of net worth and numbers remains crucial, J. Money injects a spirit of fun into money management. Through contests, open discussion forums, and transparency about his own family’s bottom line, readers connect in a judgment-free zone.

It feels more like a money optimization club than lecturing. And the creative topical spin keeps boredom at bay even for everyday expenses and budgets.

The main takeaway: If you think budgets can’t possibly be sexy, this Finance Blog List will surprise you with budgeting motivation and a lively community.

Also Read: WHAT DO PUBLIC UTILITIES JOBS PAY? SALARIES, BENEFITS AND CAREER PROSPECTS

#5. Christian Personal Finance A Finance Blog List

Catering to the faith-based audience, Tony Akers’ Christian PF blog offers a unique spin on applying Biblical principles to everyday money decisions. With over 200K monthly readers, content spans:

Founded by Tony Akers in 2015, Christian Personal Finance fills a niche delivering biblical money guidance to 200k+ monthly readers.

Bible Verses About Finances

Highlights versus dictating key financial principles:

  • Wealth and Possessions – Verses on the true meaning of prosperity, dangers of loving money, and blessings for generosity (Deuteronomy 8:18, Matthew 6:24, Luke 12:15).
  • Work Ethic – Directives to work diligently, achieve excellence, and serve others in your vocation (Colossians 3:23, Proverbs 10:4, Ephesians 6:7).
  • Stewardship and Giving – Guidance to steward resources wisely for God’s purposes; directives on tithing and supporting the church (Matthew 25:14-30, Malachi 3:10, 2 Corinthians 9:7).
  • Honesty and Ethics – Commandments against dishonest gain, oppression of the poor/workers, and other unethical practices (Proverbs 13:11, James 5:4, Micah 6:8).

Saving and Debt Advice God’s Way

Christian PF interprets general financial advice through the lens of scripture and faith:

  • Frugality and Moderation – Living simply within means celebrated rather than extreme asceticism (Proverbs 21:20, Philippians 4:11-12).
  • Emergency Funds – Recommends reserves to avoid potential dependency or exploitation in desperation (Proverbs 6:6-8).
  • Paying Debts – Emphasizes meeting obligations & avoiding the assumption of excessive debts that could lead to bondage (Psalm 37:21, Proverbs 22:7).

Tithing and Donation Guidance

  • Tips for Tithing – 10% baseline; given cheerfully out of love; benefits blessings, discipline, perspective (Malachi 3:10).
  • Church Offerings – Over and above tithe; motivations like spiritual investment, gratitude, and honor God (Luke 6:38).
  • Other Giving – Supporting Christian charities, ministries, and people in need (2 Corinthians 9:7, Matthew 6:1-4).

Budgeting for Family Needs

  • Stay-at-Home Parenting – Budget tips, reducing expenses, making ends meet on a single income.
  • College Savings for Kids – Planning and saving money for Christian college costs.
  • Teaching Kids About Money – Allowances, work ethic, age-appropriate money lessons guided by faith.

Insurance and Taxes

  • Health Insurance Options – Evaluations of Christian cost-sharing programs like Medi-Share.
  • Finding Ethical Investments – Stock/mutual fund screens based on Christian values.
  • Tax Guidance – Legally minimizing tax burden as sound stewardship, not greed. Approaches tax strategically but honestly.

Rather than focusing just on individual empowerment or prosperity, Christian PF encourages readers to align financial behaviors with faith-based values like stewardship and living joyfully within your means.

The advice always comes back to honoring God, leaving a lasting legacy for family, and giving back to church/charity causes. For Christians aiming to better manage money according to scripture, it’s an invaluable faith-based finance blog List resource.

The main takeaway: If you’re looking for Biblical money wisdom, the Christian Personal finance blog List offers a wealth of advice to harmonize faith and finances.

Also Read: INSTANT MONEY HACKS

#6. The College Investor A Finance Blog List

Catering specifically to millennials and Gen Z, Robert Farrington founded The College Investor in 2009 to address money issues young people face like:

Navigating Student Loans and Debt Repayment

From burdensome student debt loads, The College Investor shares:

  • Loan Refinancing Strategies – When it pays to refinance federal and private student loans to improve rates/terms
  • Repayment Plans – How income-driven repayment plans like PAYE and REPAYE work; pros and cons
  • Dealing with Default – Options like rehabilitation, consolidations, and settlements to return loans to good standing
  • Managing Multiple Loans – Best practices for organizing and prioritizing payment across different loans

Building Credit Responsibly

Essential advice for establishing and improving credit scores:

  • Choosing Your First Credit Card – Reviews student cards and options requiring no credit history.
  • Increasing Your Score – Tips to avoid mistakes and demonstrate responsible credit use over time.
  • Monitoring Credit Reports – Correcting errors and signs of fraud; free credit report analysis.

Investing Basics For Beginners

With many millennials delaying investing, TCI accelerates financial literacy in this area:

  • Taking Risks While Younger – Making the case to start investing early despite market volatility fears.
  • Starting a Roth IRA – Benefits of tax-free growth; how much to contribute annually.
  • Selecting Investment Apps – Assessing leading platforms like Betterment and Wealthfront for hands-off investors.
  • Developing a Portfolio – Asset class basics; model portfolios to customize.

Side Hustles For Extra Income

Innovative ideas tapped by millennials and Gen Z:

  • Leveraging Online Platforms – Driving for Uber/Lyft, task services, selling used items, and more.
  • Monetizing Your Skills – Tutoring, freelance writing, web design, and profiting from expertise.
  • Microbusinesses – Turning hobbies and passions into side income streams.

General Financial Literacy

Holistic money skills for young adults:

  • Budgeting and Tracking Spending – Creating spending plans with apps and software. Sticking to financial goals.
  • Understanding Taxes – Filing first tax returns; W2s vs. 1099 income; common deductions to claim.
  • Using Financial Tools Responsibly – Bank account selection, maintaining savings, accessing credit wisely.

The College Investor helps millennials gain confidence in money management for long-term security and success.

With over 350K monthly readers, the finance blog List youthful vibe and practical, actionable advice resound with college students and recent grads.

Farrington plays the role of approachable “big brother” guiding readers through major financial decisions from choosing a bank account to negotiating college tuition late fees. His empathy and understanding of the challenges young adults face shines through.

The bottom line: If you feel overwhelmed by money issues as a young adult, The College Investor can help you build confidence and skills to master personal finance.

Start Following These Top Finance Blog Lists Today!

While personal finance blog Lists boomed over the last decade, only a handful stand out from the pack. These top 6 earn millions of loyal fans each month by delivering stellar advice to manage your financial life.

I suggest starting by subscribing to their email newsletters and checking their content libraries through site search bars. Use the community discussion forums to get guidance tailored to your situation.

Here’s to master your money with the help of these awesome personal finance blog Lists! Let me know if you have any other favorite blogs I should check out.

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